HERO - Promoting Financial Inclusion, Transparency, and Efficiency in Southeast Asia ! Main sale opens in 1.02.2018!!!

We as Southeast Asians comprise of various nations and countries such as Indonesia, Malaysia, TimorLeste, Singapore, Brunei Darussalam, Philippines, Thailand, Cambodia, Laos, Myanmar, Vietnam and although not members of Asean Papua New guinea and Australia are located adjacent to Southeast Asia. Why do I call these countries? They are countries located in southeast Asia. Southeast Asia is the fastest growing region in the world. It makes the top 4 internet market in the world. Only 27% of the population of Southeast Asians has a bank account. Most Southeast Asians and Filipinos may still not have bank accounts, but they are internet users who are ready for an innovative solution.

Present a smartcontract Token called Hero. Hero is the newest and the first banking from Southeast Asia that is decentralized using blockchain technology. Hero is here to revolutionize the banking industry to make credit more readily available and more affordable to unbanked and underbanked in southeast asia. Unbanked is the person who has the money but does not keep his money in the bank, underbanked is the opposite.

Hero's mission is to revolutionize the banking industry to make credit more readily available and affordable for the unbanked or underbanked starting in Southeast Asia.

Since 2015, we've helped thousands of Filipinos access short-term credit and that number is growing fast. As a pioneer in

Online lending in Southeast Asia, we have become one of the most distinguished Fintech startups to disrupt the highly

Entrenched, multi-billion dollar lending industry. Through our platform, we are already providing a revolutionary solution to a significant problem among the unbanked and underbated across emerging markets.

Headquartered in Singapore, we operate online with no branch infrastructure, allowing us to keep operating costs low and to stay focused on our customers. We are transforming lending into a frictionless, transparent, and highly efficient digital experience for Southeast Asia. Our vision is to disrupt the current financial system that excludes 2 billion people from the banking system by leveraging technology to create a more inclusive system that allows people access to credit.

HERO Capital Market Platform

The Hero Capital Market Platform will utilize blockchain and smart contract technology which will enable a network of financial service marketplaces comprised of a series of interdependent and mutually reinforcing projects in the Southeast Asian market focused primarily on promoting financial inclusion, transparency, and efficiency by enabling the efficient, frictionless, legally enforceable, and profitable transfer of digital currency to/from local fiat currency in order to provide capital for individuals and businesses in markets that are currently excluded from transparent and efficient access to financial services.

Building the New Foundation using Blockchain Technology

Blockchain technology can liberate many financial services from the confines of old institutions, fostering competition and innovation to provide better, faster, and cheaper financial services to those who are outside or heavil burdened by their local and formal financial systems.

Hero Token details

What is a Hero Origen token

The Hero Origen Token is built as an ERC20 token on the Ethereum blockchain and is identified through the ticker symbol HERO.A Hero Origen Token provides membership and access to the Hero Capital Market Platform. The Hero Capital Market Platform, once developed and launched, will be a Blockchain based collaborative platform to enable securitization of financial products as token issues from borrowers in Southeast Asian markets to investors globally.

Token Structure

Value to contributors

Holders of Hero Origen Tokens will be provided with the following perpetual benefits which will not be made available to future participants in the Hero Capital Market Platform:

Preferential access to opportunities to provide credit and equity financing to individuals and businesses in emerging markets to earn risk adjusted market returns
Pro-rata right of first offering on funding opportunities on the Hero Capital Market Platform
Up to a 20% discount from the price offered by service providers on the Hero Capital Market Platform
A premium/discount on debt/equity funded through the Hero Capital Market Platform of up to 200 basis points above the interest rate (or discount to price per share) made available to other Hero Capital Market Platform participants

After this token sale, no more Hero Origen Tokens will be issued.

Total supply

250,000 Ethereum (ETH) worth of Hero Tokens (equivalent to 50,000,000 Hero Tokens). The final number of Hero tokens is defined after the end of the token sale based on amounts contributed.

Ticket Symbol - HERO

Token Price - 1 HERO token is equal to 0.005 ETH (1 ETH will buy 200 Hero token)

Minimum contribution - No minimum applies after the presale has ended

1 ETH or equivalent = 200 HERO token

Soft Cap -   USD 5M

Hard Cap -   250K ETH – ALL UNSOLD TOKENS WILL BE BURNED

Accepted Cryptocurrencies - Ethereum (ETH), Bitcoin (BTC) and BitcoinCash (BCC), ETH Classic (ETC), Ripple (XRP), Litecoin (LTC), Waves (WAVES)

Accepted FIAT Currencies - Euro

Accepted Nationalities
U.S. Citizen, U.S. Person, resident in the Territory of the British Virgin Islands or a citizen or person from a jurisdiction, in which it is impermissible or restricted to offer, distribute, purchase, sell or retain cryptographic tokens, are not eligible to participate in this token sale.

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