10expert tips and money management specialists that will help you manage your finances more effectively.
In an age of ever-increasing demands for life, to manage financial responsibilities, track and rationalize expenditures, and make sound financial decisions
Here are some expert tips and money management specialists that will help you manage your finances more effectively.
Tip 1: Think of an investor mentality: Investor success earns money and makes fun of it again to invest to develop its money and do not rush to spend it here and there.
Tip 2: Use a personal financial advisor
Tip 3: Identify your goals clearly
Tip 4: Beware of your first enemy "Borrow"
Tip 5: Learn how to manage money
Tip 6: Get ready for the worst
Tip 7: Keep in mind that achieving financial security takes time and discipline.
Tip 8: Follow the golden rule
Your spending on housing should not exceed one-third of your monthly salary
Entertainment spending should not exceed 10%
Do not exceed what you spend on the basic needs of food, drink, mobility and education .. 40%
The rest is an investment part and a contingency part that you may encounter at any time,
Of course, these ratios can be changed from person to person