CEYRON: LEADING IN CRYPTOCURRENCY WORLD

The cryptocurrency market developed out of a perceived need for a decentralized finance. The financial crisis of 2008 resulted in a deeply felt and widespread loss of faith in the financial establishment.

The decentralized and trust agnostic nature of cryptocurrency gave people the tools to hold and transact unique digital goods and their associated value without any centralized intermediary. It was designed as a method for decentralized transactions with value held in scarce digital goods. The total market for cryptocurrencies has grown past $160 billion USD in the last year.

The emergence of major traditional financial institutions participating in this market brings pressures across the cryptocurrency world to comply with established financial infrastructure standards mitigating volatility and making risk assessment easier for investors. The market for fiat currency to cryptocurrency has only been operational for a few years.

The CEY Token is intended to offer investors exposure to a portfolio of other assets, but also intends to offer unique liquidity to customers with existing or desired exposure to crypto currency assets. CEY Token will be a cryptocurrency based investment platform with a cryptocurrency trading terminal, debit card capabilities, and offering tokens backed by secured credit assets. The platform will enable industry leading foreign exchange rates and asset management with a portfolio of secured credit assets, insured, and robust returns translating into increased stability for investorshttps://ceyron.io.

Blockchain technology has the potential to provide greater integrity, safety, security, and transparency. Therefore, CFL will use the blockchain to ensure immediate transaction at low costs in hopes of providing greater liquidity for investors. CFL is teaming up with a strategic partner to provide debit cards that will be accepted worldwide, and will allow customers to pay with cryptocurrency through traditional plastic debit cards.CFL seeks to minimize the volatility of the CEY Token by supporting its value through a portfolio of secured credit assets. This will yields to the portfolio’s credit assets which will be then reinvested back into the portfolio of credit assets to attempt to increase the underlying fundamental value of each CEY Token.

The platform also have a Fund’s investment objective, that is to provide attractive returns on invested capital through a proprietary quantitative approach to underwriting credit assets, to be provided by Colombus Investment Management Ltd. The Fund will adhere to an investment strategy driven by data science, in which machine learning within fully non parametric statistical models are applied to the problem of expected gains in financial investments https://ceyron.io.

Considering Africa, the dynamism of the mobile phone was 130 million subscribers in 2005. In 2015, the number of mobile phone subscribers has risen to 900 million. The mobile penetration rate is 85%. In 2020, there will be more than 1 billion people with a mobile phone with 60% of those phones will be smart phones. This benefits mobile banking. In 2015, nearly 200 million people had a mobile money account. With an average growth rate of nearly 40% each year, in 2020, there will be nearly 800 million people with a mobile money account. According to experts, more than 2.5 billion people with low income and/or middle income are not linked to a bank.

The mobile money environment is increasingly competitive in Africa. Over 75% of countries have the majority of services where mobile money services were already available. Prepaid debit cards are used only for shopping and services (rare) with POS. CEY token holders will have the privilege to receive their annually dividend on their CFL card. In Africa, there is a lack of credit available for most applicants. CFL has the intention to resolve this issue through the dividends distributed to CEY token holders and will enable them to be eligible for credit because the dividends could be considered as one source of income.

The CEY Card will be a physical, virtual, and debit MasterCard with mobile application which will allow for the use of twenty (20) foreign currencies from a single card. In the marketplace for similar lifestyle cards, in addition to a per transaction fee, most cards charge a percentage of the market rate of the spread of the currency exchange. Customers who travel to multiple countries with various forms of currency inevitably run into the “Cash Withdrawal Fee” and “Currency Transaction Fee.” These charges are often a percentage of the transaction plus a flat fee, industry-leading fees which are between 2.75% - 2.99%.

Blockchain technology is still young, but it has already proved its capability as an immutable ledger. Bitcoin is a purely speculative token, and its value, much like diamonds or gold, outside of industrial uses, is entirely driven by scarcity and the guarantee for the holder that this good is unique and ready for transaction. The technology allows firms to issue the equivalent of shares through an initial coin offering, which is a smart contract that registers the equity stake of every investor through the immutable ledger of the blockchain. The smart contracts representing equity stakes or other forms of participation in the project raising capital are distributed in the form of tokens, and offered on a platform that investors can access from anywhere in the world https://ceyron.io.

The CFL approach to building a credit backed token is similar to the asset backed securities, viewed today as some of the best quality and stable securities investors can acquire, such as Residential Mortgage Backed Securities (RMBS) or Commercial Real Estate Mortgage Backed securities (CMBS). CFL intends to lie between the risk profile of a typical bank and the risk profile of a typical hedge fund, with a target portfolio yield of between eight percent (8%) and eleven percent (11%) on an unlevered basis. The Fund will own the portfolio of loans and other credit assets, thereby, giving retail investors the ability to participate in a diverse credit portfolio, much like an institutional investor or private hedge fundhttps://ceyron.io.

CFL will be providing an Offering Memorandum that will be prepared solely for use by prospective investors in CFL, to be issued by CFL. The Offering Memorandum will be prepared in connection with a private offering to accredited investors, individuals who will be required to verify their accredited investor status through a questionnaire and other necessary documentation, and other individuals globally who meet the requirements for participation in the jurisdiction in which they reside. During the ICO Period, the Tokens will be sold through the platform, Ceyron.io.

The ICO will be conducted through an online portal hosted by Ceyron.io.

Token Symbol: CEY
Price Per Token: $1.0 USD per CEY token
Number of Tokens for Sale: 250,000,000
Start of Token Pre-Sale: February 16th 2018. 30%
End of Token Pre- Sale: March 15 2018
Start of Token Sale: March 16 2018
End of Token Sale: TBD
Currencies Accepted: BTC, ETH, LTC and USD
Discount Purchase Amount Bonus Coin
USD $ 500-1,000 = 10% Extra Coins
USD $ 1,001-5,000 = 15% Extra Coins
USD $ 5,001 – 15,000 = 20% Extra Coins
USD $ 15,001 – 25,000 = 25% Extra Coins
USD $ 25,001 – 50,000 = 30% Extra Coins

For more information please visit
Website: https://ceyron.io
Whitepaper: https://ceyron.io/wp-content/uploads/2018/02/White-Paper-ICO-CEY-Token-UPDATED31012018.pdf
Facebook: https://www.facebook.com/Ceyron/
Twitter: https://twitter.com/cryronico

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