Viva Network - The Future of Mortgages

INTRODUCTION

The buzz about cryptocurrency is increasing, people have heard about it, and more and more people want to find more about it, and find a way to be a part of it. When blockchain technology came, so many things changed, for better, we say. So many businesses have improved, so many companies have started using crypto currencies in their work. The new ideas are coming every day. People want to invest in the new projects. We have the biggest tool in the world, and it is called the Internet. The internet is a enormous base of information where we can do anything. Internet has connected the entire world. One of these projects is The Viva Network, a decentralized ecosystem that connects mortgage borrowers with global investors within a borderless, blockchain-secured cloud platform.

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ABOUT VIVA NETWORK

Viva Network Holdings Limited (“Viva Network” or “Viva”), a Bermuda-based fintech startup, has today announced its plan to launch a comprehensive borderless mortgage products platform.

The centerpiece of the platform is Viva’s smart-contract enabled Fractionalized Mortgage Shares (“FMS”) innovation, which allows for fixed-income investors around the world to crowdfund mortgages across international borders. This technology has the capability to massively disrupt and improve upon the long-standing, “traditional” mortgage industry, offering a decentralized evolution of the current mortgage-backed security on a global scale.

Viva’s goal is to free millions of borrowers located in regions with high interest rates from their reliance on inefficient local financial systems. The crowdlending transactions are conducted utilizing the newly released “ VIVA ” token, a blockchain-powered transfer vehicle, while the ultimate delivery of loans and mortgage repayments will be made in each party’s local fiat currency. Neither the borrower or the lender will require any knowledge of blockchain technology; they will need only use Viva Networks intuitive web platform. Importantly, neither party will be exposed to cryptocurrency fluctuation risk.

Viva’s technology will equally benefit those on the other side of the mortgage equation: the lenders. For the first time, smaller, individual investors will have access to the attractive and consistent returns that asset-backed mortgage investment vehicles provide. Lenders will be able to participate in the initial funding of a mortgage as well as the purchase or sale of FMS on Viva’s FMS Exchange, a secondary market for FMS. In either case, lenders will be able to search by criteria for FMS that fit the needs of their portfolios.

Viva’s platform will also provide related services such as blockchain-based home valuations via its RV2 valuation product and decentralized credit assessments with its V-Score product.

SOLUTION

VIVA NETWORK is constructing options for the mortgage business together with the Assistance of block-chain technology. The team is developing a stage to join with shareholders and also the mortgage borrowers. Fractionalized Mortgage stocks are made for its smooth trading of their home mortgages among different traders based up on the hazard profiles of unique endeavors.

Mortgage funding has discovered a brand new choice That's powerful, Transparent and productive. Residential home buyers have the entire world to fund their mortgage loans. Nolonger the customer has to go to the banks to your loans. The procedure for financing that the loan begins with the test of your home. The practice of evaluating a residence is accomplished by the true Worth 2.0 application(RV2).

Various programs are offered to your prospective home buyers on the stage, such as land compare and home hunt. Credit-score of those users on the stage is created using the assistance of this V-score application. This is really a translucent application that can be readily monitored across all of the electronics. VIVA hubs are offices generated from the various states to fix the challenges of regulatory requirements of diverse nations.

The idea of Viva Network is to create a decentralized platform that, based on the technology of blocking, smart contracts Ethereum and its own crypto currency (Viva Token), will bring together two participants - buyers of real estate objects in need of mortgage lending and private investors from around the world who will act creditors.

Borrowers in Viva Network, that is, buyers of real estate in a mortgage, will be able to become absolutely any users, regardless of the purpose of the purchase. Thus, through the platform it will be possible to take a mortgage not only to purchase housing, for example, a private home, but also to real estate for business purposes, for example, an office building.

Viva Network's creators will be able to provide a decentralized ecosystem in which those wishing to purchase real estate will be able to receive mortgages at low credit rates, avoiding unwanted intermediaries in the form of banks and other financial institutions, and private investors can earn by financing mortgage loans of borrowers.

TOKEN DETAILS

Token: VIVA

Platform: Ethereum

Standard: ERC20

Quantity: 3,000,000,000 VIVA

Price: 35,714 VIVA = 1 ETH

Payment: ETH

Hard cap: 3,000,000,000 VIVA

PreICO

Beginning: 31.03.2018

Completion: 14.04.2018

Bonus: 35%