MoneyToken A blockchain-based financial ecosystem

Right now Crypto trader is everywhere, Japan's Financial Services Agency (FSA) released domestic cryptocurrency trading statistics for the first time. Data points to 3.5m active traders, yearly trading volume of bitcoin of $97b in 2017 (up from $22m in 2014) and even more staggering, trading on margins, credit and futures of bitcoin as an underlying asset has surged from just $2m in 2014 to $543b in 2017.

Every trader sure got so many problem, and the problem has been obvious for some time - spending crypto assets today prevents cryptocurrency holders from gaining on any future growth in asset value; holders who buy low need to hold on to their investments in order to benefit from selling high.

This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly, based on the current value of your cryptocurrency asset holdings. You take out a loan, collateralized with more volatile assets such as Bitcoin or Ethereum - and in return you receive an agreed loan amount in a stable currency.
And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times.
This way, you're able to acquire liquid funds for immediate needs, and save your crypto position, all at the same time.
Money Token Vision
At this stage of the market’s development, we see that cryptocurrency assets have gained the characteristics of various financial instruments. We can divide cryptocurrencies by their qualities and algorithms into investment assets and means of payment.

Investment assets are volatile and compelling for the long term, made to earn on the difference between rates of exchange or getting other types of earnings, such as from proof-of-stake algorithms, rate in interest and so on.
Payment cryptocurrencies are created to support the stability of the rate of exchange – they usually are embedded with a self-regulation mechanism, a unique algorithm to regulate the difficulty of mining or the release of new coins

Introducing Amanda
Behind MoneyToken is Amanda. Amanda is an Artificial Intelligence Assistant who will provide automated loan operations within the platform.

Amanda is powered by a deep learning AI algorithm, and her goal is to provide human-like services for the platform users. Besides functioning as a loan assistant, Amanda acts as a true AI, analyzing clients activity on the platform from their first steps, through to loan completion in order to generate predicative actions; for example being able to offer additional financial services, tracking collateral performance, monitoring loan repayments and due dates – all the functions required within an ecosystem that is not managed by any central authority.

Amanda helps remove the need for middlemen and managers, hidden commissions and fees, and obscure terms written in the ‘small print’ of contracts; all the bad practices of traditional banking.

Technical Description of the Platform
● MoneyToken will use Ethereum-based smart contracts to secure the terms of the agreement.
● Collateral funds will be deposited in protected multi-signature wallets requiring 3/4 signatures to access. One signature is owned by the borrower at all times, one owned by the lender, 3rd and 4th are owned by the MoneyToken arbitration service.
● Multichain transactions and contracts will be available in the future, making MoneyToken a fully decentralized platform.

Money Token Ecosystem

Initial Money Token (IMT)
The solution that we have developed to minimize the risks, both for the platform itself and its users – a token with a
specific functionality.

a. Token Functions
● Privileged terms for platform users when depositing IMT to receive Borrower Membership.
● Up to 60% discount on the platform fees for Borrower Membership.
● When using the discount from the user’s balance, the equivalent of 50% of the discount in USD is charged in IMT tokens.
● The opportunity to become a lender when depositing IMT for Lender Membership.

b. IMT’s properties
● The supply of IMT is limited
● Additional mining is prohibited

Money Token Safety Fund
In order to level out any risks tied to a possible rapid drop of the collateral currencies’ value in comparison to the value
of the loans given out, or difficulties in processing of the collateral asset, a MoneyToken safety fund will be created.
The safety fund portfolio will consist of:

● a percentage reserved from the profits of every credit deal;
● a percentage reserved from contributions attracted to the Token sale;
● funds which will be received by the Platform from the Retail sale

Money Token Credit Fund
The credit fund regulates and influences the maximum possible amount of loans that the platform can give out.
After the Token Sale stage, the lending portfolio of MoneyToken will include a total of $20+ million and continue to
grow through contributions from early- and late-stage partners as the platform expands and scales.

Token Info
Name : MoneyToken
Token : IMT
Platform : Ethereum
Type : ERC20
Price in ICO : 0.01 USD
Private sale : 40%
Presale : 25-30%
Token sale : Up to 20%
Tokens for sale : 10,120,000


Right now the token sale is already Raised $11,410,060 join right now on

Don’t forget to look through the Private Sale instructions in our Medium and join our Telegram to become a part of our amazing community

Visit MoneyToken on
Website :
Whitepaper :
Bounty :
Abstract :
Telegram :
Medium :
Twitter :

Bitcointalk Username: raminii
Bitcointalk Profile:;u=2019156
ETH Address: 0xEE5B8A94f5F197269780B6b1700876244aa69B30

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На Golos с 2018 M05

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