ICO & Bounty Pearl Pay

 

      Greetings to you, dear readers. I am always glad to share with you the most promising ideas and start-ups from the world of crypto-currencies. They are created in order to facilitate our life with you, and to change the world in the future.

       The Philippines has a huge diaspora population of over 10.2 million people. Majority of these are active workers who emigrated in search of greener pastures. Having left behind relatives and friends, these people often require money remittance platforms to send money back into the Philippines. This group remits $74 billion per year where 99% is issued in checks or cash. Of the 1% electronic solutions, the wire transfers are expensive, lack transparency and are not appropriate for emergency needs due to the bureaucratic operations.

     In the event that the international remittance systems are available, there exist many issues such as connectivity as International banks have a small market share in the country. Instead, rural and thrift banks have a market share of over 89% but zero remittance capabilities. This challenge cuts off the ordinary Filipino citizens from accessing money from relatives abroad.

                           

     Pearl Pay is a Virtual Money Logistics System™ (VMLS™) which provides a comprehensive “Mobile Payment and Money Transfer Platform as a Service” appropriately designed, of world-class quality, relevant for actual use and beneficial to the financial inclusion target market.

    Pearl Pay is creating a solution to interconnect Payment, Remittance, Banking and Cryptocurrency. We will solve this using a comprehensive, secured and affordable Mobile Wallet OS and use Blockchain as a service to lower the cost. Based on recent research, 70% of Filipino families has no bank accounts. There is also a high cost for domestic and international remittance which is a USD$33B industry in the Philippines.

     This company has many different services like the Pearl Pay Mobile Wallet, Pearl Pay Remit, Pearl Pay PESO, Pearl Pay Exchange and the Pearl Pay Coin. We will individually talk about each one of these products created by the company in this article.

     The Pearl Pay Mobile Wallet will allow rural banks to launch their own prepaid cards that will work just like MasterCard. This way, they will be able to use their money whenever they want and how they want. This is basically the most important feature of the company because it allows anyone in any part of the world to be a part of the digital world and able to use a mobile online wallet to pay.

     PRLPAY Coin will function as a crypto currency, which will be an exchange for the support of Pearl Pay Remit and Pearl Pay Exchange with several functions:

  • the product will be integrated with the mobile application with the partner bank pearlpay
  • OFW can be exchanged
  • currency fiat for coins Pearl Pay
  • through a partner bank
  • Pearl Pay and own money transfer Pearl Pay
  • Account holders can send money for every payment of Pearl Pay throughout the Philippines, selling their own
  • coins Pearl Pay exchange

                                   

                                                    FEATURES OF PEARLPAY

     Foreign payment network licenses and chip card based payment technologies are expensive. Only big banks can afford it. Without E-Money in place, it cost time and money just to send a domestic remittance and pay utility bills. Due to this Pearlpay will create a Pearlpaymobile wallet white-label product, allowing rural banks to launch their own virtual prepaid Pearl Pay accounts as fast as 30 days. The characteristics of Pearlpay is outlined below:

  1. No expensive license fees
  2. No on-premise set up
  3. No set up fees
  4. Lower operating costs
  5. Add value to financial services
  6. Enhance ability to reach new clients
  7. More efficient financial service delivery
  8. It’s affordable and accessible Mobile Payment and Money Transfer Platform as a Service.
  9. Ability to leverage on extensive Pearl Pay coalition network

                                       Benefits of investing in Pearlpay

  1. Safety
  2. Convenience
  3. Time savings
  4. Speedy value transfers
  5. Accessible from smartphone and feat

 

                                   Token

  • Token Symbol: PRLPAY
  • Price of token: 1 PRPAY Token= TBA
  • Accepted Currencies: BTC, KMD
  • Total Tokens: 500,000,000
  • Maximum Coin Offered: 175,000,000 PRLPAY
  • Minimum Coin Required: 25,000,000 PRLPAY
  • Platform: KOMODO
  • Private Coin Sale Dates: June 18, 2018 @ 15:00 (GMT + 8)-TBA
  • Presale Coin Sale Period: July 10, 2018 @ 15:00 (GMT +8)- August 30, 2018 @ 14:59 (GMT +8)
  • Public Coin Sale Period: September 01, 2018 @ 15:00 (GMT +8)- October 30, 2018 @ 15:00 (GMT +8)
  • Country: Philippines 

      

                                                                     Conclusion

      Pearl Pay Blockchain will link Philippines’ remittance-dependent economy to the entire world. Peers will be able to send digital cash to each other and the local financial institutions will back up the utility of the digital cash after verifying the transactions. The solution will be easy, transparent, verifiable and cheap. 

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 All the important information about the Pearl Pay project can be found here: 

WEBSITE : https://pearlpay.io/ 

ANN : https://bitcointalk.org/index.php?topic=4604963.msg41569842#msg41569842 

WHITE PAPER : http://assets.pearlpay.io/pdf/pp-whitepaper.pdf 

FACEBOOK : https://www.facebook.com/pearlpayofficial 

TWITTER : https://www.twitter.com/pearl_pay 

TELEGRAM : https://t.me/pearlpaybounty 

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My profile Bitcointalk: maxbet17

My ETH: 0xfD8e8C10e9253b4ecBc65CAe2d155e5c936b5f4c

Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1568762

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