2 года назад

TokenPay - 583 BTC Collected for now

 TokenPay’s platform has been designed to combine the strengths of an established banking institution with the flexibility and future-forward potential of cryptocurrency. The network enables the exchange of Bitcoin, hereum and other major cryptocurrencies by bridging the transition gap to fiat. It alsoenables unfettered user access to cryptocurrency funds at a merchant point of sale locations and ATMs worldwide. 

 Users will have the ability to store Bitcoin and other cryptocurrencies in a secure and insured wallet similar to what customers at a typical bank provide for fiat accounts. As a result, counterparty risk is naturally minimized with a licensed and bonded bank. The TPAY token sale funds are intended to be used to complete a banking acquisition. This bank will perate in a manner that will cater to and understand the unique needs of global cryptocurrency holders.

 TOR Integration Privacy

 TokenPay is a decentralized and self-verifying payment platform project.  Based entirely on mathematics it is designed to enable secure  transactions between multiple parties. With maximum user security as the  focal point, the system is accessed exclusively through the encrypted  Tor Browser. Transactions are conducted with its own proprietary and  untraceable digital asset called TPAY that is embedded with the latest  and most advanced safety features. These characteristics include a  stealth addressing system, encrypted messaging, completely anonymous  trading and a uniquely designed hashing algorithm that enables fast and  secure confirmations under any conditions. 

 Multi-Signature . Dual-Key Stealth Address

 The robust digital ecosystem is further fueled by a custom built 2-of-3  Multisignature Transaction Engine (MTE). This advanced protocol protects  the user of the TPAY token. This is because each party must approve the  transaction before the corresponding data is published on the  blockchain. Unlike a traditional payment service, there is no  centralized handling of user funds at any point in time. Participants  generate their own pairs of private keys and public addresses. While the  private keys are kept secret, users freely distribute the public  addresses. 

 Zero-Knowledge . Proof Ring Signature

 Therefore, when a TPAY blockchain transaction is initialized, all  parties sign with the corresponding private key. This signature acts as  the analogous action for a particular public address. The transaction  automatically becomes fully executed because all parties on the  blockchain are able to then verify these signatures using the public  addresses. There is no need for a TokenPay user to reveal their private  key to anybody. As a result, transactions are conducted with complete  security, anonymity and without any counterparty risk typical of a  conventional payment platform 

 TokenPay has incorporated a peer to peer encrypted instant messaging  system using algorithms to maintain private conversations when using the  TokenPay Wallets.All of the messages sent and received are  encrypted by the proven AES-256-CBC algorithm and distributed between  nodes in such a way as to prevent the recipients messages from being  hacked or viewed by anyone that it was not intended to, even if the  hacker can view the entire network and/or run nodes of the network. To reduce significantly the risk and  inconvenience of sharing passwords, we implemented the proven and  trusted method of Elliptic Curve Diffie-Hellman or also known as ECDH  key exchange.  This level of encryption is at the same level as what  governments use for top secret files. 



TokenPay’s secure encrypted wallets employ  breakthrough Proof-of-Stake automation technology that is powered by the  fully decentralized TPAY blockchain. Desktop wallet users receive  rewards for simply leaving the wallet open. The processing power of the  computer graphics card drives the TPAY settlement engine. This is a  decentralized network, powered entirely by its users. Multiple TokenPay  desktop and mobile digital wallets have been fully developed and are  available for download now. CLICK HERE to register an account. 


While the various TPAY digital wallets define the  pinnacle of advanced security protocol, many still consider the paper  wallet’s cold storage system to be the most heavily guarded digital  token cache. In a literal sense, the TokenPay Paper Wallet is a physical  document that contains all of the necessary data that is required to  generate the essential TPAY private key. This can be the most secure way  of storing TPAY because the wallet is not exposed to malware. It can be  stored in a private safe. The private key is generated by the user on  the highly secure TokenPay server. It is recommended that users  disconnect from the internet when in the process of generating a private  key. This way the paper wallet generator is considered to be truly  self-contained and the keys are not being transmitted online. TokenPay  regularly audits and verifies the integrity of the client-side private  key generator that it offers on its website.  


TokenPay is planning to form a new bank  charter, partner or acquire a licensed bank in Vanuatu. One negotiation  currenly underway is with a bank that has a great reputation and all the  necessary relationships to make international transfers possible. As  TokenPay desires to cater to cryptocurrency customers by tailoring the  compliance department around this theme, this is a crucial first step.  The creation of a a bank that is fully committed to customers with  cryptocurrencies is the ideal situation. Accordingly, the intention is  to offer traditional banking services with regulatory oversight and  fiduciary status. AML and KYC procedures will apply the same, as with  customers with fiat currencies. TokenPay plans to operate in the Hong  Kong dollar which is pegged to the USD. Most desirable is the  partnership or acquisition of a bank that already has many of the  existing correspondent banking relationships that are necessary to  transact in major currencies.   




 The concept behind the fully integrated  BlueDiamond debit card is that it will be easy to load given its direct  connection to the TokenPay digital wallets. Therefore, spending can be  done virtually or at any point-of-sale merchant either online or in  person. Additionally, the international debit card allows instant access  to multi-currency funds at network automated teller machines.  Transparent pricing and low fees make the BlueDiamond debit card a very  attractive mechanism for cashing out digital tokens to enable hard asset  purchases. A user’s digital tokens like TPAY or Bitcoin can be accessed  whenever needed thanks to the closed-end real-time private exchange  that will be part of the TokenPay banking platform. Accordingly, there  is no need for the user to have to convert exact quantities of digital  tokens to conduct a fiat transaction. 


 TokenPay's merchant services division  offers businesses around the world the opportunity to transact with TPAY  as well as other cryptocurrencies. All of this is possible with the  integration of our planned bank and exchange to provide liquidity.  Businesses will be have the flexibility to convert crypto to fiat. Also,  fees for merchants will be as low as 0.25%. Merchants accepting TPAY  will save moe than 90% from traditional merchant service  options. Aggressive merchant onboarding and promotion driven by a  special zero-fee offer on transaction processing designed to drive  increased TPAY denominated payment activity in e-commerce stores. 


TokenPay is launching a hard capped TPAY  digital token sale to raise funds for the TokenPay project and general  corporate purposes. This will allow the team the ability to add more  features to the platform. The maximum raise will be 5000 Bitcoin during  the token sale and the presale combined. The number of tokens issued per  Bitcoin will depend on the Bitcoin raised as per the bonus structure  table detailed in this whitepaper. Prospective TPAY buyers can trade any  amount of Bitcoin including fractional amounts such as 0.010 Bitcoin.  There will be a discount offered to early TPAY buyers that will decay  with the number of TPAY claimed during the token sale. There will also  be bonuses offered for referring buyers to the TPAY digital token  sale. There are NO REFUNDS OR EXCHANGES once BTC has been exchanged for  TPAY. 


General Token Sale Overview
On December 7th 2017 starting at 10 AM EST, TokenPay will be releasing 14,250,000 TPAY coins to the public. The overall coin distribution is as follows:
Distribution Details
• A total of 25 million coins have been created for the TPAY coin. No more coins can be created once the 25 million has reached full circulation.
• 57% of all TPAY tokens to be created for purchase by the public in the TPAY initial token sale under the ticker symbol TPAY. All unsold tokens will be kept  in a reserve for futures sales.
• 25% of tokens will be offered to the community via Proof-of-Stake.
• 10% will be retained by TPAY’s founders and locked up for 1 year, as a gesture of commitment to the purpose and project.
• 5% will be for current and new team members and executives and will be locked up for one year, The remaining.
• 3% of TPAY tokens to be created will be retained for marketing, bounty payments and advertisin

Each  TPAY coin will be sold to the public at the equivalent of US$3.50.   This means the total value of the Bounty Pool is US$350,000. 

 The total bounty is divided into:

Bitcointalk Signature and Avatar - 20% ($70,000 USD in TPAY)
Twitter - 15%($52,500 USD in TPAY)
Facebook – 15% ($52,500 USD in TPAY)
Blogs/Articles/Reviews/Videos – 25% ($87,500 USD in TPAY)
Translation, Moderation & Forum Thread Management – 10% ($35,000 USD in TPAY)
Influencers - 15% ($52,500 USD in TPAY) 


BT Acaunt https://bitcointalk.org/index.php?action=profile;u=1234315

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