XCARD: Is An All-In-One Digital Wallet & The Most Convenient Crypto Credit Card:

Introduction:
XCARD is a digital all-in-one wallet and the most convenient crypto credit card. This allows you to run all financial and crypto-currency transactions in real-time and without restrictions. XCARD makes your experience with crypto as easy as FIAT money, whether you are a first time or an advanced user. XCARD is part of the Mobilum ecosystem, which consists of a wallet, a card, an exchange API and a foundation API. All these features combine to create a leading instant payment platform and a point-of-sale system that combines crypto and fiat currencies with the most convenient payment methods - cards, bank transfers and wallet-to-wallet transactions. With XCARD you can pay or receive a payment. Buyers and sellers independently decide which currency they use.
XCARD Wallet unique instant exchange feature uses risk-free decentralized internalize with intelligent atomic swaps functionality. Your funds are safe with us, stored in a multi-signature and/or cold-storage wallet to ensure that you’re the only one with the access to your money. XCARD offers the best execution rate, instant transaction execution and the lowest fees on the market. By partnering with VISA and implementing new services such as SEPA (Target / TIPS) and SWIFT, users can benefit from fast and cost-effective bank transfers around the world. The XCARD platform is fully KYC-AML compliant and licensed by the Financial Regulator of Lithuania and Estonia.

XCARD MISSION:

Our mission is to connect fiat currencies and crypto assets in real-time. Store, trade and exchange them instantly and spend anywhere you want, with no limitations.
XCARD Wallet unique instant exchange feature uses risk-free decentralized internalizer with intelligent atomic swaps functionality. Your funds are safe with us, stored in a multi-signature and/or cold-storage wallet to ensure that you’re the only one with the access to your money.

FEATURES OF THE XCARD PLATFORM:
• Safety & Convenience:
Perfect place to make your first step towards cryptocurrencies in a secure environment.
• Buy Crypto-currencies Easily:
Buy Bitcoin or other cryptocurrencies using your payment card or wire transfer.
• Limitless Experience:
You own your funds, without any limits. Buy, Sell or lend your crypto assets freely.
• Any Payment Card:
XCARD Wallet supports most debit & credit cards. Sign up to XCARD Wallet with your existing payment card & start buying crypto-currencies or spending them freely.
• Buy Now, Pay Later:
We enable you to spend money no matter if you have funds or not with our first on the market biometric crypto credit card
• Full Kyc Compliance:
XCARD Wallet is fully KYC compliant. Our on boarding process is much easier than opening a bank account.
• Instant Settlement:
XCARD decentralized internalized and intelligent atomic swaps functionality allows for all transactions to be most efficient & in real-time.

HOW XCARD WORKS:

XCARD enables cryptocurrency spending on any existing credit card, debit card or prepaid card. You need to have an existing relationship with your bank or card provider who provides you with a physical payment card. You can then top up this card using cryptocurrency or receive a loan on your card against cryptocurrency collateral. Note: The processes described in this paragraph are indicative and will be fine-tuned at the implementation stage of the project, to reflect the best possible customer experience for the service end users. All activities of XCARD in the area of payment cards will follow respective international card schemes rules and regulations, and will be implemented under proper licenses held either by XCARD’s business partners and service providers, or the company itself.
XCARD also issue out its own payment cards to make your payments ultimately convenient and instant. In order to use the service you need to download XCARD Mobile app. The card is available for new users instantly in the form of a virtual card after signing up to XCARD Wallet. T he XCARD app connects cryptocurrency with your XCARD crypto credit card. The app is available for iOS and Android mobile phones.

XCARD SOLUTION TO THE CRYPTO WORLD:
Credit Card:
XCARD’s crypto credit card by VISA allows super safe use of any crypto and FIAT assets which can be spent instantly at POS, in e-commerce and for ATM cash withdrawals.
Best Execution Rate:
XCARD aggregates data and liquidity from different sources (exchanges, brokers and own pools). Its side-chain functionality allows for all transactions to be most efficient.
Easy To Use:
The card is available to new users instantly in the form of a virtual card after signing up to XCARD. The card is intended for global multicurrency use. There is no requirement to top up the card in advance.
Crypto & Fiat:
XCARD enables trading with over 200 crypto, FIAT to crypto and crypto to FIAT conversion directly and instantly. You can use any payment card to buy and spend crypto anytime. Pay or withdraw via any ATM worldwide.
Onboarding:
The XCARD on boarding process is easier then opening a bank account. Buying crypto is as simple as paying for coffee. Once on boarded, users can trade instantaneously.
Buy Now, Pay Later:
Thanks to the XCARD Buy Now Pay Later solution our payment card is the best option for crypto users.

XCARD TOKEN DETAILS:

ROAD-MAP:

TEAM:

ADVISORS:

PARTNERS:

For More Information On Xcard Project, Please Kindly Visit The Links Below:
Website: http://xcard.io/
Whitepaper: http://xcard.io/static/XCard-Whitepaper-21082019.pdf
Twitter: https://twitter.com/xcardbymobilum
Facebook: https://web.facebook.com/mobilumcom/?_rdc=1&_rdr
Telegram: https://t.me/mobilumcom
Medium: https://medium.com/mobilumcom
LinkedIn: https://www.linkedin.com/company/mobilumcom
AUTHORS’ DETAILS:
Bitcointalk Username: Dtotti78
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2343031
My Eth Wallet Address: 0xc5A639F58CB8DeFfFF8513e2Ad5f28f46d678b74