euodiasuryani

5 лет назад

XCard, Visa Card of Crypto and Fiat

We have use or purchase crypto on crypto exchange for several years. That is limitation using. How about we use a crypto in daily life? How about exchange crypto and fiat instantly?
Not only that, there are still another problems in crypto, such as excessively long settlement intervals, high unpredictability and exchange rate risk, risk of Fund-Freezing, and high inflation in FIAT currencies.

So here Xcard come with solution.

What is XCARD?

XCARD is a part of the Mobilum ecosystem which consists of a wallet, card, exchange & foundation API.
XCARD enables users to do any financial and cryptocurrency transaction in real-time.
XCARD provides execution rate, immediate transaction execution and the lowest fees on the market.
Cooperation with VISA and the implementation of new services such as SEPA (Target/TIPS) and SWIFT schemes allows users to benefit from fast and cost effective transfers globally.

XCARD MISSION

Connect fiat currencies and cryptocurrencies in real time.
Enabling instant settlement payments in any cryptocurrency
Decreasing the expense of each transaction and ensuring the most ideal execution for customers.

Benefit of XCARD

CREDIT CARD

VISA that support XCARD’s crypto credit card allows sheltered use of any crypto and FIAT assets at POS, in e-commerce and ATM cash withdrawals.

ONBOARDING

The XCARD onboarding process is easier and instantaneously trading.

BEST EXECUTION RATE

XCARD side-chain function, aggregates data and liquidity from various sources from exchanges, brokers and own pools), most efficiently.

BUY NOW, PAY LATER

With XCARD, you can buy or use now and can be paid later solution on payment card

SIMPLE TO USE

At the point when you sign up to XCARD, the card is accessible right away as a virtual card. The card is planned for worldwide multicurrency use.

CRYPTO & FIAT

XCARD enables exchanging with over 200 cryptos, Fiat and crypto conversion in a flash. Also can be used via any ATM worldwide.

ADVANTAGE

XCARD enables cryptocurrency spending on any existing credit card, debit card or prepaid card.

You can interface with your bank or card supplier and afterward top up the card utilizing cryptocurrency money or get a credit. Some methods connecting XCARD to payment card: wire transfer to the International Bank Account Number (IBAN) associated with the payment card, OCT (Original Credit Transaction) for VISA cards, Money Send for MasterCard.

XCARD APP & BIOMETRIC CREDIT CARD

With XCARD own payment cards make your payments convenient and instant.

ACCOUNT OPENING AND IDENTY VERIFICATION

XCARD guarantee every each customer got identified using the platform.

GETTING A LOAN

You can choose to get a loan on your card using your cryptocurrency as collateral. Also you can pay back the credit without currency conversion.

MBM TOKEN & FEES

Every payment is processed with the use of MBM Tokens. And the transaction only have pay 0,5%.

OTHER AND FUTURE FUNCTION

Lending your cryptos as a collateral for loans, this will make obtain passive income
Adding more wallets in the future with the capacity of instant transfers and conversions.
XCARD will release an e-commerce widget with special direct spending of crypto and fiat

TOPPING UP THE CRYPTO CURRENCY

First, any existing card must connected with the XCARD app
Then top up your card from the XCARD app. (from Bitcoin, Ether or any others) cryptocurrency to your wallet in the XCARD app.
You can choose to convert any amount of cryptocurrency to be spent on your card

When you use XCARD you are able to make instant transactions without topping up your card.

TECHNOLOGY

XCARD’s extensive history with enables it to use modern to provide a swift and smooth user experience.

Supported Cards

XCARD is also working towards to support for JCB, UnionPay, Diners, Club, Amex.

Internatilizer - matching engine

Internalizer is the matching engine that matches the best FIAT prices for users that are converting currency.

Connection to exchanges

XCARD instant loan backed by crypto to provide partnering digital asset exchanges with additional leverage and liquidity.

Data feeds for the price

XCARD will use access to stream real-time and historical data for the most actively traded digital currencies.

COMPETETIVE ADVANTAGE

XCARD is the only provide of instant payments solution that features:

Any to any currency conversion with a strong focus on customer experience
A multi-asset wallet equipped in a multi-currency payment card.
XCARD is the only Wallet & Biometric Crypto Credit Card on the market.
XCARD introduces MBM token with special advantages for investors
XCARD has already signed 9 strategic partnerships which include: Santander Bank, Visa (Principal Membership), Gatelab (Part of London Stock Exchange Group

REVENUE STREAMS

When exchanging one crypto or FIAT currency, XCARD creates a spread between the two exchange rates.
When lending FIAT currency to the user there is an interest monthly

PARTNERSHIPS

VISA – Principal Membership Mobilus mokejimai UAB (Mobilum LT) / XCARD received an invitation to the Fintech In The Box programmy by VISA - a $100M investment program for start-up.
XCARD will benefit from a fast track Principal Membership process to become a VISA card issuer.
Gate Lab / London Stock Exchange – matching engine middleware software (internalizer)
Santander Bank with Mobilus mokejimai UAB (Mobilum LT) for worldwide money transfers to cards and bank accounts.

ABOUT XCARD COMPANY

The teams of XCARD COMPANY have more than 20 years of experience in integrating payment solutions and systems into the global financial world. XCARD’s platform is fully KYC AML compliant and licensed by the financial supervision institutions of Lithuania and Estonia.
In the 1990's teams brought SMS payments to vending machines
In the 2000's teams created one of the first electronic wallets with MasterCard
Recently teams have been implementing solutions (i.e. high-frequency trading platforms, internalizers) for exchanges, banks, stocks, and forex brokers, payment processors and multilateral trading facilities.