HUBRISONE- The Unique Digital Bank

Incumbents have always had their issues with disruptors. But the truth of the matter is, one must learn to change with the times; it is either innovate or perish. While it stands true that blockchain technology stands to wipe out a lion’s share of a bank’s income, banks should realize that they can leverage the power to blockchain to introduce new products and offerings that would replace old revenue streams. The world is turning digital, there are no two ways about it and like it or not, we are living in a digital matrix.

While there are many separate platforms on the market allowing buying, trading, selling and managing cryptocurrencies, there is definitely a void in terms of having a platform with “All-in-one” approach.

HubrisOne is a cryptocurrency wallet and traditional fiat bank account combined into a powerful, intelligent, regulated and compliant digital Apple and Android app. Millions of people use cryptocurrency wallets, but there is considerable misunderstanding about how they work. Unlike traditional ‘pocket’ wallets, digital wallets don’t store currency. In fact, currencies don’t get stored in any single location or exist anywhere in any physical form. All that exists are records of transactions stored on the blockchain.

Cryptocurrency wallets are software programs that store your public and private keys and interface with various blockchain so users can monitor their balance, send money and conduct other operations. When a person sends you bitcoins or any other type of digital currency, they are essentially signing off ownership of the coins to your wallet’s address.

To be able to spend those coins and unlock the funds, the private key stored in your wallet must match the public address the currency is assigned to. If public and private keys match, the balance in your digital wallet will increase, and the senders will decrease accordingly. There is no actual exchange of real coins. The transaction is signified merely by a transaction record on the blockchain and a change in balance in your cryptocurrency wallet.

HubrisOne is a mobile app that will completely revolutionize the dynamics between the cryptocurrency and the banking sector. At present there is little to no trust between traditional banking and cryptocurrency users.

The HubrisOne team have designed HubrisOne to be easy to use, secure and intelligent. HubrisOne is more than just a digital cryptocurrency friendly bank account. It is a statement to the world that we believe cryptocurrencies are here to stay and they should be taken seriously.

The vision is to become the connector between the old world of finance and banking to the new world of cryptocurrencies in a new, secure, regulated and user-friendly way.

HubrisOne have built a cryptocurrency asset and fiat account management solution that makes it easy to connect your fiat current account for easy entry and exit into the cryptocurrency market. All of your important cryptocurrency services under one roof. Powered by the HBRS token.

Features of HubrisOne

International Transfers using Stellar Blockchain

Hubrisone uses Stellar blockchain for transactions and this makes transfers amazingly fast, cheap and secure when it's compared to common methods. While Hubrisone project utilizes the Ethereum blockchain as a platform, Stellar blockchain payment system completes its speed up and price down.

HubrisOne APP

The HubrisOne app will increase the adoption rate through integrated digital banking Hubris, cryptocurrency. Cryptocurrency offers a familiar banking solution with integration. The HubrisOne application is very easy to use and simple. In this app you can easily manage your crypto coins, assign them to each other, or quickly switch to the normal fiat range. These are all in your hands. I'm leaving an English video about using my HubrisOne wallet. This video was posted on the official YouTube page of HubrisOne.

A Working System

The HubrisOne platform, which makes it easy and simple to create a bank account in the dominant currencies used by the dollar and the European Union, like the euro, wants to be a pioneer in this field. Thanks to this, the customer can transfer and store their funds as they do in their bank accounts today, upon the approval of the users of this system which provides solutions to events such as prevention of money laundering. Allows users to create unlimited personal IBANs, BICs and UK ranking codes and account numbers in seconds, creating a personal accounts ecosystem for savings, college funds, or vacation savings. With this program, you can make your employees pay your salary safely or send invoices, all in your hands.

Why choose HubrisOne?

Personal Digital Multi-currency accounts: Instant, unique, personal GBP, USD and EUR bank account.
Cryptocurrency wallets: Secure cryptocurrency wallets integrated, with the option to create up to 200 wallets. You own the keys.
Blockchain payments and cross-border payments: Stellar and OmiseGo cross-border payments. Low fees and quick settlement.
Familiarity breeds adoption: The app UI looks familiar to customers, allowing them to be more comfortable which will increase adoption.
Real inter bank FX rates: Real access for customers to spend globally without any added fees.
One secure debit card: Multiple accounts and Wallets. Link and unlink your card to your crypto-wallet or HubrisOne bank account in two taps.
24/7 Live chat support: Handle all your banking issues whilst you are on the move with only an internet connection.

Hubris Utility Token

The HBRS token powers the HubrisOne platform.

Token Details

Fixed Supply: 1 Billion
Blockchain: Ethereum (ERC20)
Circulating Supply: 150 Million HBRS
Price in ICO: 0.01 USD
Min. investment: 1 USD
Accepting: ETH
Distributed in ICO: 60%
Soft cap: 100,000 USD
Hard cap: 6,000,000 USD

Road Map

Q1 -Q3 2017

Market Research
Market Fit and Analysis
Product Creation to align to Market Fit
Target Market Assessment
Regulatory Research & Scope

Q4 2017

Search for Compliant Card Partner
Banking Software Secured
Development Partner Search

Q1 2018

App UI/UX Design & Build
App Wireframe Build

Q2 – Q4 2018

Assembling Team & Advisors Recruitment
Search for Equity Share Partner (Complete)
Equity Share Crowdfunding (In Progress)

Q1 – Q2 2019

Complete Public Token Sale (Stage 2)
Apple App; Android Development
Security Audit
Beta Testing and Bug Improvements ·
Debit Card Design and Manufacturing

Q3 - Q4 2019

Android and Apple App Release V1
Apple Pay and Google Pay Release
Crypto-Lending Facility Integration

Team

For more information, please visit:

Website: https://www.hubrisone.com/
White paper: https://drive.google.com/open?id=1enh6bm59MXPMmQ8MVKXs68iShXD45L7p
Facebook: https://www.facebook.com/HubrisOne1
Twitter: https://twitter.com/hubrisone/
Telegram: https://t.me/hubrisonebounty
LinkedIn: http://www.linkedin.com/company/HubrisOne
Github: https://github.com/HubrisOne
Reddit: https://www.reddit.com/r/HubrisOne/
Medium: https://medium.com/@hubrisone
Instagram: https://www.hubrisone.com/hbrs-token/www.instagram.com/hubrisone

Author: JigaMola
Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1847143