Distributed Credit Chain (DCC) the innovative credit platform for block (reached hard cap)
Hello friends! Today I have one more cool project for you! The project has already collected hardcase, which means only a huge interest of the crypto community.
Blokchain gradually penetrates into all spheres of our life, but I consider a huge breakthrough a revolution in the financial system.
I believe that in the near future classical banking systems in the form as they are now disappear or are transformed into a blockchain platform. Fortunately, there is already a project that understands this trend - it's DCC - a decentralized credit platform.
Distributed Credit Chain - offers its financial services on the basis of blockchain, such as loans or credit points.
Advantages and problems that are solved by Distributed Credit Chain:
Economic efficiency and efficient infrastructure
Unfortunately in traditional banks there is a circulation of money in such a way that all losses incurred by the bank because of unscrupulous clients fall on the shoulders of loyal customers, they close all financial holes. This is how the traditional banking system is organized. This is not very correct.
Banks often issue loans to unscrupulous payers, since there is no 100% way to track such customers, in this situation both the bank and bona fide payers suffer because the bank already pawns all its risks in the credit rate. And this is really a big problem.
An accessible credit history with a completely transparent infrastructure can only be on the block, creating such a platform and dealing with DCC.
Currently, it is very difficult to maintain a universal credit rating, not to mention that these statistics do not work between banks, and you need to go through the whole process again and again. However, on the DCC platform, your full credit rating and history are stored in a trusted way, backed up by empirical evidence. If you decide to borrow again in the future, lenders can simply request your account from the blockchain and see your entire credit history, this process is very fast, which is very convenient and helps optimize bureaucratic issues and saves money and time.
An independent ecosystem with reward mechanisms.
If any lender finds that a particular loan application is not suitable for lending, they will be rewarded in DCC tokens for maintaining a high level of the platform. Lenders can set a minimum DCC threshold for them to process a loan application. Borrowers can increase this limit by rising in the priority list. Thus, treatment efforts are distributed organically, giving priority to individuals with a large number of available funds.
Available worldwide credit information
Thanks to decentralization and cross-border status, DCC can correlate with legal tenders for loans in different countries. The establishment of a platform for multinational lending is one of the core missions of the DCC platform, as lending in different currencies will be available.
Reputational data warehouses and data base
Users of the DCC platform also have the opportunity to sell their generated data on credit costs. Financial institutions need such data very much, because they are able to create data products and effective ideas that ultimately expand their business. Interested parties can view the available data on the DCC Data Marketplace and then initiate a transaction to purchase and use it further. These are the rules of any successful financial institution in the modern world. To start using the services of the project, users must register in the DCC application and file a request for a loan; this request will be processed through an automated risk management system. Then the credit institution receives information about the borrowers and provides the loan back if the credit rating and the information provided correspond to the risk assessment.
Team
There is no doubt that already today's success to the project was brought by his professional team of developers and advisers
The core of the team
Advisers
I think this project is very promising and my opinion is supported by high ratings in the ratings. In addition, the project has already collected its hard cap at $ 49 million, which makes it possible to implement a competitive credit platform, the more this niche is still not engaged in the market. If to you as well as I liked this project, I recommend to visit the official site and get acquainted with the White Paper of the project.
• WebSite - http://dcc.finance
• Whitepaper - http://dcc.finance/file/DCCwhitepaper.pdf
• Facebook - https://www.facebook.com/DccOfficial2018/
• Twitter - https://twitter.com/DccOfficial2018/
• Telegram - https://t.me/DccOfficial
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