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okschain

Okschain - a new generation financial service with a wide range of features

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Introduction

Digital assets and cryptocurrencies are rapidly becoming an integral part of our lives. However, there is still a lack of user-friendly digital asset management services today. Unfamiliar interfaces cause difficulties, and each action requires a separate service. The OKSCHAIN ecosystem provides its users with a wide range of functions for managing digital assets, making payments and providing access to investments in modern technologies and start-ups. In addition, the OKSCHAIN team is going to develop a line of payment solutions for massmarket. The OKS token will be used by members of the ecosystem for daily payments. High transaction speed, reliability and security are the hallmarks of OKSCHAIN.

  • Becoming a user of OKSCHAIN, you get a convenient financial service that unites the world of cryptocurrencies and the world of traditional finance. Moreover, our users can become investors of venture and technological startups, OKSCHAIN partners.

  • We are a universal financial service of a new generation. Store digital assets in a secure wallet, exchange them as convenient to you and earn with OKSCHAIN!

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Market Analysis

The introduction of new technologies has become a common practice in financial services: payment solutions, mobile payments, biometric identification, artificial intelligence, cryptocurrencies, blockchain and others. Traditional companies actively employ with these technologies and introducing them into their business processes, new start-ups and business areas appear due to fintech.

According to KPMG, the amount of investments and transactions in the financial sector in 2018 was $111.8 billion, which is twice as much as in the previous 2017 - $50.8 billion, in total, 2196 deals were made in 2018.

The diagram above shows that investment in the financial sector has been growing rapidly over the past 10 years. Thus, it can be stated that the projects in the field of fintech have a high attractiveness for venture investors and are in demand in the market.

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Problems And Solutions

  1. Cryptocurrencies do not yet perform their function as a means of payment.
  2. Loan against pledge of cryptocurrency is not available
  3. High commissions for the exchange of digital assets
  4. Low usability and legal restrictions on the exchange of digital assets.
  5. Little options for investing cryptocurrencies in P2P lending
  6. Today's cryptowallets are uncomfortable and poorly integrated with traditional payment systems
  7. Most cryptowallets have security vulnerabilities
  8. Investments instart-ups are not available to most people.
  9. Due to lack of knowledge about start-ups, people often invest in fraudulent projects.

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OKSCHAIN Solutions

  1. Convenient wallet for digital assets and cryptocurrency with the possibility of conversion.
  2. OKSCHAIN user can quickly arrange a loan online.
  3. Low fees for digital asset exchange.
  4. Convenient and secure service for the exchange of digital assets without legal restrictions.
  5. Issuance of loans secured by cryptocurrency
  6. Integration with modern payment systems
  7. State-of-the-art security system
  8. Millions of people will gain access to venture capital investments
  9. Appropriate selection of venture and technology projects

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OKSCHAIN Ecosystem

OKSCHAIN is a decentralized financial ecosystem for a wide range of stakeholders. The ecosystem partners use it to store digital assets, pay for goods and services, accept payments, use the service to exchange digital assets and P2P loans, and invest in start-ups. In the near future, OKSCHAIN plans to create an infrastructure for operations with cryptocurrencies and digital assets and to advance in the field of hard-tech, eco-technology and AI.

Target Audience

The OKSCHAIN payment system allows its members to pay directly for a wide range of goods and services and is aimed at a wide audience, which includes the following target groups:

  • Crypto-enthusiasts;
  • Users of financial services and investment services;
  • People without access to banking services

People in developing countries who do not have access to banking services are one of the largest groups of OKSCHAIN users. According to the World Bank, there were about 30% of the world's population in 2017. At the same time, 65% of people without a bank account have access to mobile phones17.

We also count on the active support of OKSCHAIN from crypto enthusiasts. Ecosystem users will have access to fast, low commission payments and P2P transfers worldwide. Finally, the largest potential audience is the users of financial services.
.

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OKSCHAIN Mission

The purpose of OKSCHAIN is to create a set of convenient and inexpensive financial services for our clients. First of all, we are focused on providing financial services to mass audiences. As pilot markets we consider those countries where cryptocurrencies are popular and where there are a large number of people without access to the banking system. We want to simultaneously provide our users with access to a number of traditional financial services and become a gateway to the world of cryptocurrencies for them.

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OKSCHAIN Payment System

The OKSCHAIN ecosystem combines traditional financial services with cryptoservices. It is based on the OKS and stablecoins payment system, which uses the OKS and stablecoins to settle accounts with each other and purchase goods and services from ecosystem partners.

OKSCHAIN is creating a financial ecosystem that will unite millions of users. This ecosystem requires a blockchain infrastructure that can handle large numbers of transactions in a short time and with low fees. OKSCHAIN has chosen SCP-based blockchain Stellar to achieve this goal. The Stellar fork will be used to create the OKSCHAIN payment system and the blockchain infrastructure of the ecosystem. An OKS token is issued on the basis of the fork Stellar.

  • High Speed Of Transactions - OKSCHAIN blockchain is able to perform several thousand transactions per second simultaneously.
  • Transparency - All transactions of the system are available for viewing in the distributed ledger. Blockchain Stellar has open source code.
  • Proprietary Blockchain Solutions - In the future, the OKSCHAIN development team will improve Stellar'solutions to increase network capacity while maintaining its decentralized nature.
  • Security - Blockchain Stellar is resistant to Byzantine attacks
  • Wide functionality and versatility - Blockchain Stellar supports the creation of smart contracts and decentralized applications.
  • Suitable For Payment Solutions - OKSCHAIN blockchain can be used to send or exchange any currency, digital asset and quickly performs these operations, it is compatible with traditional and cryptocurrency financial systems.
  • Convenient for creating stablecoins - Leading IT companies such as Wirex and IBM are already working on stablecoins of the Stellar blockchain. OKSCHAIN keeps up with the industry and will create a wide range of stablecoins.
  • Easy integration - Third party services and partners can connect to the OKSCHAIN
    ecosystem via API. The SCP protocol is used when conducting transactions within the OKSCHAIN ecosystem, and a commission of 0.00001 OKS is charged.

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Digital Wallet

Terminal for storing and transferring digital assets by OKSCHAIN users. Both traditional fiat currencies and cryptocurrencies are available to users. Each wallet address is a unique identifier that you use to send digital currency to another OKSCHAIN user.

Transactions of traditional currencies between users within the network are instantaneous, thanks to stablecoins of the Stellar blockchain. The speed of cryptocurrency transactions corresponds to the speed of transactions within the respective blockchain. In rare cases, the transaction may take several hours, depending on the workload of the blockchain network. Transactions in OKS and stablecoins tokens of the Stellar blockchain are executed instantly.

At the moment the next stablecoins will be issued in the payment system:

  • OUSD
  • OEUR
  • OKZT
  • OUZS
  • OTJS
  • OKGS
  • OAZN
  • OCNY

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Terms Of Token Sale

OKS tokens will be distributed according to ICO terms and conditions, in proportion to the amount transferred by users during ICO.

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Token Distribution

If you continue your acquaintance with OKSCHAIN through its internal system token, which in principle will act as a token for any transactions within OKSCHAIN. It is important to note that the OKS coin will be presented on the basis of the Stellar Protocol, therefore it will meet all its best indicators, namely: low cost, scalability and security.

As for the total amount of supply tokens that will make it the whole 17 360 000 000 OKS tokens. Most of which are distributed by ICO funds. The last stage of which will be completed on February 12, 2020.

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Roadmap

  • August 2019 - Launch of desktop MVP multicurrency wallet, development of mobile version, launch of decentralized stock exchange
  • September 2019 - Development of a P2P digital asset exchange service, development of a p2p-credit service, launch of its own mining center
  • November 2019 - API merchant service development
  • March 2020 - Alternative energy project development, commercial data center design
  • May 2020 - Commencing creation of AI-tech development center, construction of a commercial data center.
  • September 2020 - Obtaining a license for cryptomerchants in the EU.
  • 2021 - Completion of the data center construction. Obtaining a license for the issue of "e-money" (electronic money) in the UK. Starts AI-hub OKSCHAIN.
  • 2022 - Issue of OKSCHAIN debit card Introduction of OKSCHAIN AI solutions in medicine in Uzbekistan.

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ACCURATE INFORMATION

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AUTHOR

okschaincryptomerchantsmulticurrencyblockchainstellarcryptocurrencystablecoins
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