Koala's Life: Restructuring your credit life
Koala's Life aims at utilizing the tested and proven technology (blockchain technology) to ensure that the transactions done online are safe, transparent and secure. Please allow me to take you through on the ways that Koala's Life will ensure a transparent, secure, and a cost effective platform that will enhance the user’s experience.
Koala platform which is powered by Blockchain technology can allow the unbanked communities have access to financial services by allowing them have financial records stored in immutable records where they can be able to build their credit scores in order to access micro loans and peer to peer financial services.
About KALC
Koala life is a decentralized application designed to give support by way of completion of person to person credit connection, people to institution connection, and people to assets connection. The focus is to promote an environment of trust via profit viability and verification using the blockchain. Simply put, koala life is the passport and key connector of future life, determining to a one-stop decentralized service to reconstruct credit life. The credibility of information will be key in the next generation web applications, especially in the decentralized environment.
With the increased usage and accessibility of the internet, there have been many concerns about the need to ensure better security for the users. This is because; companies, business, government agencies and learning institutions gather personal information of their customers and store it in their databases that are vulnerable to manipulation and attack by fraudulent third parties. With this understanding, Koala's Life has developed and implemented security controls in its platform to guarantee better security for its users. The platform uses the distributed ledger technology and the blockchain technology to ensure privacy, the sustainability of data integrity and information, confidentiality and privacy.
Data mining: Koala life is going to encourage users with rewards based on the proof of value (POV) system. The POV is Koala’s Life way to encourage users to carry out more valuable behaviors and more comprehensive authorization to authenticate personal information and data through data mining, thus helping to better construct portraits and build a trust ecosystem.
Credit Lending: The Koala life platform will enhance the credit lending because it is Based on the characteristics of blockchain not tampering, mixed consistency, and self-management, combined with the trust ecosystem of Koala’s Life, it reshapes the user's true uniqueness. All information of the applicants is verifiable and immutable.
Financial system: Koala’s life platform provides a basis for information integration between borrowers and lenders. With the Koala life platform, borrowing users will be able to leverage on the information to set their own interest rates and borrowing amounts on the platform. The section of the platform will enable interested persons to bid for services within 24 hours. The platform will link both parties to the transaction with secure information of both users.
Game Guessing and Quiz: Gaming applications are gaining popularity among online users is recent time. The gaming environment requires high level trusted information. Koala life has made a lot of improvement on the trust ecosystem. This has brought increase and active users to the platform, hence Koala’s Life will launch a series of blockchain games such as hot games, competitive quiz, and quiz, using the prophecy mechanism to provide fair protection for all kinds of the game quiz.
KOALA LIFE Dapp
Koala APP bridges the Gap between the community and technology, where trust is maintained through blockchain technology data encryption in distributed ledgers and management of user's behaviors such as credit scores using artificial intelligence and create a trust-maintained ecosystem where humans trust each other.
Token information
KALC is the symbol of the Koala life token. The total issue of the KALC is maxed at 1,000,000,000. It is built on the Ethereum protocol. It will apply on the IPFS system, viewed as the internet subsystem. 1 KALC = $0.04. The ICO starts on September 3rd, 2018.
Web site: http://kalc.io/
Technical documentation: http://kalc.io/index1.html#whitepaper
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